Should I use my investments to settle debt?

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Ruan Vorster, Financial Adviser, PSG Wealth Somerset West As July marks National Savings Month, we are reminded to boost our savings, but what should be done if there is debt to face – should you use...

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How well do you understand your death benefit?

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John Cranke, National Manager: Employee Benefits, PSG Wealth As members of a retirement fund, most of us are aware that there is a lump sum death benefit (usually expressed as a multiple of your annual salary),...

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Understanding Insurance: How risk affects premiums

Bertus Visser, Chief Executive: Distribution, PSG Insure The cost of living is increasing almost daily and most people have probably considered cutting their insurance premiums to save money. The question is however: Does a cheaper premium...

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